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Retirement Income Planning Services

At Staib Financial Planning we recognize that retirement income planning is not a one size fits all proposition.  As such, we have developed our retirement income services to ensure that the plans which are developed and ultimately implemented be specific to each retirees specific needs and requirements.   Whether your needs span the entire spectrum of retirement income planning related disciplines or just a few targeted areas, we can provide a customized solution to best meet your unique situation and financial goals.  Our services offered include:

Retirement Income Planning and Maximization Strategies

  • Inventory and analyze all source of income
  • Pension Maximization Strategy
  • Social Security Maximization Strategy
  • Sustainable withdrawals from Investment Portfolio

Retirement Expense Planning and Analysis

  • Total Cash Flow Expenditure Analysis including an assessment of both Essential and Discretionary Expenditures
  • Comparison of Planned Expenses against Benchmarks

Retirement Withdrawal Strategies

  • Withdrawal Sequencing and Timing Strategy (i.e. Taxable accounts, Tax-Deferred accounts, Tax-Free Accounts)
  • Required Minimum Distribution (RMD) Planning
  • Tax-efficiency and Tax Minimization Strategy

Investment Portfolio Planning and Management

  • Account Consolidation and simplification
  • Overall Asset Allocation
  • Account Allocation (i.e. Taxable accounts, Tax-Deferred accounts, Tax-Free Accounts, Roth Conversion analysis, etc.)
Retirement Income Services

Retirement Income Planning

Get Started With Your Plan

Perhaps the most important step in managing your income in retirement is to begin the planning process; the sooner you start, the better prepared you’ll be to make informed decisions about your investments and your withdrawal strategy — decisions that will ultimately determine your lifestyle and financial security in retirement.Our Retirement Income Planning services are designed to be comprehensive and flexible to assist you with your specific requirements, including creating an income and expense plan and determining and implementing a strategy for making your money last in retirement.


Related Links:
Staib Financial Planning: Retirement Income Planning Services – An Overview
Social Security  – An Overview
Getting the Most Out of Social Security
Social Security Strategies – Strategies to consider for maximizing Social Security Benefits

Areas We Serve

Staib Financial Planning, LLC strives to make meeting with us convenient and easy. We offer many locations around the Denver area other than our main office, serving Highlands Ranch, Lone Tree, Centennial, Littleton, Parker, Aurora, Denver and surrounding communities.

Click Here for more details about alternate locations from our main office.

Where We Are