Objective Advice You Can Trust
Year-End Portfolio Checkup: 6 Tax-Smart Tips
• Written By Paul Staib | Certified Financial Planner (CFP®), MBA, RICP®
Now is a good time to review your investment portfolio and your overall financial plans and ensure you’re doing all…
Retirement Income Strategy: Guardrails
• Written By Paul Staib | Certified Financial Planner (CFP®), MBA, RICP®
Summary There are numerous variables involved in choosing an appropriate portfolio withdrawal strategy, most of which are unpredictable and outside…
Retirement Withdrawal Strategies
• Written By Paul Staib | Certified Financial Planner (CFP®), MBA, RICP®
Summary Retirement Income Planning is Complex and Consequential Complex: due to the many critical factors involved in choosing an appropriate…
4 Factors Affecting Retirement Withdrawal Rates
• Written By Paul Staib | Certified Financial Planner (CFP®), MBA, RICP®
Retirement withdrawal strategies may seem simple, but managing an appropriate retirement income withdrawal rate to balance competing goals is one…
Benefits of Delaying Social Security
• Written By Paul Staib | Certified Financial Planner (CFP®), MBA, RICP®
Social Security election decision(s) are a foundational component of a comprehensive retirement plan. The decision of when to claim Social…
6 Benefits of Delaying Retirement
• Written By Paul Staib | Certified Financial Planner (CFP®), MBA, RICP®
No single decision will improve pre-retirees’ potential retirement security as much as continuing to work even a few more years…
MEDICARE: IRMAA
• Written By Paul Staib | Certified Financial Planner (CFP®), MBA, RICP®
KEY TAKEWAYS IRMAA is tax surcharge that high-earning Medicare beneficiaries have to pay each month IRMAA is determined based on…